Got good credit? Still paying the same car loan? You might be leaving serious money on the table. If your credit score has improved—or if rates have dropped since you first financed—auto refinancing might be one of the smartest financial moves you can make. And through Caribou, it’s faster, easier, and more accessible than most people think. Here’s how it works: 🔹 Step 1: Check your rate (no impact to credit) In minutes, you can see your personalized offers online—without affecting your score.