A secured loan is a loan where you use money or property to “secure” the funds you’re borrowing. It can be a good option for those with lower credit scores who wouldn’t meet the requirements for an ...

Key Points ・Withdrawing from a 401(k) early comes with income taxes, a 10% penalty, and major long-term retirement losses.

The Federal Reserve's Senior Loan Officer Opinion Survey from Q1 in 2025 suggests that it has become more challenging for small businesses in the United States to secure commercial and industrial ...

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

Borrowing against your home might make sense in certain situations, such as to finance home improvements, but using your home's equity to invest is always risky and could jeopardize your financial ...