The right first credit card for you is heavily dependent upon your credit score and your spending habits. If you have a ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...

About 18% of Generation-Z have never checked their credit score. Among those who feel stressed about their credit, 62% said anxiety keeps them from looking at their score at all. This disconnect isn’t ...

A 750+ credit score unlocks more than low interest rates. Learn about the top hidden perks, from cheaper car insurance to ...

Why do you need to know how credit cards work? Because once you get a grip on the life cycle of a credit card transaction, you’ll have a clearer idea of how to use credit cards responsibly and stay ...

The best balance transfer cards now feature long 0% intro APRs and no annual fees -- compare top picks and start tackling ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...