There are several ways homeowners can secure low home equity borrowing rates, especially now that rates are being cut.

Home equity is the portion of a house that the homeowner holds outright — the difference between the house's value and the total amount they owe on the home. As their equity increases, homeowners can ...

Most lenders require a certain amount of equity to qualify for a reverse mortgage, but the exact amount can vary.

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

A cooler interest rate climate may entice homeowners in need of $15,000 to consider their home equity loan options.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. If ...