Checks aren’t as common today as they once were, but they’re still in use. If someone gives you one, you should know how to endorse it so you can: Done correctly, endorsements make using checks easy.

A two-party check is a check that is written to two individuals or entities. It typically has the names of both parties on the “Pay to the order of” line, joined by “and” or “or.” For example, a check ...