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Learn how the present value interest factor (PVIF) formula helps evaluate the current value of future sums and analyze annuities effectively.

BEATRICE MAGISTRO is Assistant Professor of AI Governance at Northeastern University. SOPHIE BORWEIN is Assistant Professor of Political Science at the University of British Columbia.

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In a game where the Denver Broncos could not convert when needed, two key alarming statistics helped determine the Broncos' fate. These were not the only reasons that the Justin Herbert-led Chargers ...