A charge-off is a serious credit report entry that damages credit scores, stays for seven years, impacts loans and credit ...

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...

Build positive history: If your score is too low for new unsecured credit, you could gradually build it by applying for a ...

One step to take is to restrict how much access their partner has to family funds and assets, Betz-Hamilton said. One ...

Scammers exploit retirees' trust and assets through fake debt collection calls, but proper verification methods and reporting ...

When the credit card debt racks up, it can be hard to stay current on what's owed. If your balance remains delinquent for ...

Social Security debt can affect your credit score, but understanding the rules and options can help you manage overpayments ...

Debt collectors generally descend after a creditor has given up sending bills and resorts to contacting the consumer by phone. Some creditors use in-house debt collectors. Others sell delinquent ...

Fed's recent rate cut signals a shift to looser monetary policy, but real estate cycle risks and declining homebuilder stocks ...

At least two community colleges, Alvin and Blinn, are also considering what they can and can’t teach to high schoolers ...

It's one thing to see a debt you recognize on your credit report. It's another to find a debt you never took on — and shouldn’t be responsible for. That's what happened to Amy from Minnesota, who ...

Hundreds of scientists worldwide are collaborating to combat misinformation by making accurate climate information widely ...