You can use PayPal without a credit or debit card on file, though you're somewhat limited in what you can do on the platform.

You can create an Apple ID on your iPhone or Mac through the App Store or by using a browser on a PC or other devices.

Charging purchases to a credit card is the way U.S. consumers most commonly pay online. But there are several reasons you might not want to use a card when you buy something on the internet. Maybe you ...