Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Samantha (Sam) Silberstein, CFP®, CSLP® ...

A Roth individual retirement account allows tax-free growth of retirement savings. It’s an attractive concept as it can help reduce your tax burden in retirement, a time when most people are limited ...

into a Roth IRA. This is called a Roth conversion or Roth rollover. When you convert funds, you owe income taxes on the amount that’s rolled over for that year. So if you roll over $50,000 from a ...

"Starting in January, employees and retirees can transfer money from their regular TSP account to a Roth TSP account," said Art Stein.

In the most recent Ask The Hammer, a reader asked: I have three inherited retirement plans, two of which are 403(b) plans. I've had them for three years now. Can I still convert them to an inherited ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...