One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, on the other hand, come with a fixed interest rate, a fixed monthly payment ...

Among other factors, many business loan lenders consider both personal credit scores and business credit scores when determining approval. You might not want your personal credit history reviewed, ...

I had a card payment due on the 9th of the month; this was a Sunday. I assumed I could make the payment on Monday. Wrong! I incurred a late fee.

With the President-elect Donald Trump winning the White House, a majority in the Senate, and a majority in the House, Republicans can control the legislative agenda – as they did in the first two ...

Paying off a collection account doesn’t erase it from your credit history. The account will typically stay on your credit report for up to seven years from the original date of delinquency, whether it ...