Learn how to build a monthly budget that reflects your actual life and goals. Flexible, real-world tips to help you save, spend, and plan smarter.

You can combine two columns in Excel using several formulas and tools available in the software. Here's how to combine two ...

It's easy to change the date format in Microsoft Excel. You just need to use the "Date" drop-down menu, which gives you ...

When I was training, I remember a tax director handing me an email printout with the curt instruction: “Reply to that.” There ...

In today's rapidly changing world, your financial health isn't measured solely by your monthly income or bank savings. If you truly want to understand your financial strength, you need to understand ...

This seemingly small difference in timing can impact the future value of an annuity because of the time value of money. Money received earlier allows it more time to earn interest, potentially leading ...

Have you ever stared at a sprawling Excel spreadsheet, wondering how to make sense of the chaos? For many, Excel formulas feel like a secret language, powerful yet elusive. But here’s the truth: ...

The EOMONTH function in Microsoft Excel returns the last day of a month in the past, the current month, or a month in the future. Whether you need to calculate end-of-month due dates, deadlines, ...

Commercial banks have a grace period of up to six month to implement the new formula on loan pricing. The Central Bank of Kenya (CBK) said that the lenders now have three months up to December 1, 2025 ...