Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...
Avoid common credit mistakes that tank your score. Expert tips show how consistent habits, not income, build strong credit.
SEATTLE — A strong credit score is a key that can unlock opportunities, like lower interest rates and better borrowing terms. “It’s a three-digit number that determines how creditors, lenders and ...
Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...
Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...
When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...
Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...
FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.
Throughout life, there are many important numbers to know: your birthdate, your social security number and your anniversary, but none may be able to impact your future quite as much as your credit ...
Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...
We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Many people turn to Buy ...
When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...