Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...

Americans' credit scores can have a dramatic impact on their lives, with a low score potentially delaying homeownership, marriage, starting a family, or even preventing them from renting an apartment.

Most people overlook simple but powerful ways to improve their finances. These 5 smart money moves can help you save more, ...

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 points since April 2009, in the midst of the Great Recession, when it ...

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

This also means that Gen Zers have more substantial swings in their credit scores than older people who've had more time to ...

The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...

There are many reasons to take out a personal loan. You may have an unexpected emergency, home renovations or a major event coming up. Whatever the reason, taking out a personal loan and paying it ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...