Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. As they get older, make sure to set ground rules. Teach ...

I had a friend once tell me, "Now that my credit score is over 800, I can get approved for anything I want!" I wish it worked that way. I have an 822 score myself, and I've still been denied for new ...

Debt consolidation can cut interests costs, but only if your credit score measures up LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been ...

Americans' credit scores can have a dramatic impact on their lives, with a low score potentially delaying homeownership, marriage, starting a family, or even preventing them from renting an apartment.

No credit card will automatically approve a $50,000 limit -- you'll need to build up to it over time. Excellent credit and responsible usage are key to being considered. Consolidating limits across ...

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.