If you’re starting from scratch or trying to bounce back, building credit doesn’t have to take years. You can open a secured card, pay bills on time and keep your balances low — and start seeing ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Most people overlook simple but powerful ways to improve their finances. These 5 smart money moves can help you save more, ...

A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Americans' credit scores can have a dramatic impact on their lives, with a low score potentially delaying homeownership, marriage, starting a family, or even preventing them from renting an apartment.

There are many reasons to take out a personal loan. You may have an unexpected emergency, home renovations or a major event coming up. Whatever the reason, taking out a personal loan and paying it ...

The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...

You have every right to feel discouraged if you’re trying to achieve or maintain a pristine credit score and feel like you’re constantly coming up short. Building credit can be a little like the ...

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...

After more than a decade of steady improvement, the average American’s credit score fell for the second year in a row. Falling credit scores are just the latest sign that all is not well within the ...