A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank, or a secured credit card can increase the overall credit limit.

Borrowers with a 575 credit score can still secure personal loans by choosing regulated lenders, offering collateral, ...

Got bad credit? You can still qualify for some credit cards; just be sure you do your research first. Donald Trump health ...

Amex Gold (60k bonus pts) - Capital One Quicksilver ($200 bonus) - Chase Freedom Unlimited (6.5% on travel) - Chase INK ...

Increased credit limits are beneficial if you handle them responsibly, but they also carry peril that is in overspending.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Every American knows how critical their credit score is. Or at least, they should. A high score unlocks a whole host of financial opportunities: Lower car payments, cheaper mortgages, or even approval ...

AI programs like ChatGPT can give you tips and reminders about paying off debt, but the real changes are in your money life.

If you were hoping the Federal Reserve's recent rate cut, its first of 2025, was going to make your credit card debt easier to pay off, the reality is that there are many other, more important, ...

A free hotel room upgrade automatically makes your trip a whole lot better. Contrary to popular belief, you don’t need ...

(WXIN/WTTV): Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715–a two-point dip from 2024. The ...