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Johanna Leggatt is the Lead Editor for Forbes Advisor, Australia. She has more than 20 years' experience as a print and digital journalist, including with Australian Associated Press (AAP) and The Sun ...

Savers are in a strong position right now. Many high-yield savings accounts (HYSAs) are paying 4.00% APY or more -- far above the tiny returns at most big banks. An HYSA works just like a regular ...