Learn how to effectively use a home equity loan, turning the equity in your home into a powerful financial tool for improvement projects, debt consolidation, and more.

For most homeowners, their home has become more than just a place to live — it's also a powerful financial asset. After years of rising home values, the average homeowner now has about $313,000 in ...

A home improvement loan refers to a way to use a loan rather than a type of loan, as you can use any number of loan types to finance the improvements. You might take out a home equity loan or line of ...

With Americans collectively sitting on record-high $11.6 trillion in tappable home equity as of August 2025, which explains why so many are turning to home equity lines of credit (HELOCs) to access ...

While you've been focused on everything else life throws at you, your property has been working behind the scenes. Most people build equity as they pay down their mortgage and property values rise.