Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

So, if you're planning to apply for a home equity loan this October, it's important to understand what lenders are looking ...

There are several ways homeowners can secure low home equity borrowing rates, especially now that rates are being cut.

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Under the right circumstances, a home equity line of credit could help you reach your financial goals. A HELOC is a mortgage. The process may differ slightly from what you went through to get your ...

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...