To be published by The Conversation you must be currently employed as a researcher or academic with a university or research institution. PhD candidates under supervision by an academic can write ...

Hilton has a variety of transfer partners, allowing you to send and receive points in many ways. However, not all transfers are a good use of Hilton points.

Home equity is the value of your home that you own. Calculate home equity by using your home's current market value and subtracting what you owe.