Applying for your first credit card can involve a considerable learning curve. With hundreds of card options, lots of jargon and the complexity of the US credit system, there's a lot to learn at once.

The right first credit card for you is heavily dependent upon your credit score and your spending habits. If you have a ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

A young professional recently asked me how to use a credit card, which caught me off guard. Aren’t we all bombarded with credit card offers and financial tips every day? But then I realized: many ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit ...

The process of evaluating the , issued by WebBank, is like dating for the first time. You might think this unsecured card is ...

The festive season is the best time to buy consumer durables, gadgets, etc. Merchants and banks offer discounts and cash back ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

About 18% of Generation-Z have never checked their credit score. Among those who feel stressed about their credit, 62% said anxiety keeps them from looking at their score at all. This disconnect isn’t ...