The right first credit card for you is heavily dependent upon your credit score and your spending habits. If you have a ...

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit ...

The festive season is the best time to buy consumer durables, gadgets, etc. Merchants and banks offer discounts and cash back ...

A credit card against a Fixed Deposit (FD) offers a solution for applicants with poor or no credit history. The FD acts as ...

Credit cards for bad credit include both unsecured cards with no collateral requirement and secured credit cards that require a refundable cash deposit. Once you have a credit card, you can improve ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Artificial intelligence has been a crucial part of the industry for decades, and more uses of the technology are coming — ...

Credit history is no longer a Western concept; it is gradually shaping how Nigerians access loans, mortgages, and financial opportunities. By starting small, paying back loans on time, using credit ...

Marmar8888 noted their own responsible habits, stating they've been "working and saving money and responsibly budgeting since ...

So why do I still use credit cards every single day? And why do I recommend others use them too, even while preaching the ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...