Before you hand over money to a debt collector, take these steps to protect both your finances and your rights.

Knowing the signs of a ​​trustworthy debt settlement program can help you avoid scams and find a path to relief.

"Federal Trade Commission rules include an advance-fee ban," says Pack. "This rule prohibits a debt relief company from ...

By law, any medical debt over $500 that’s delinquent for more than a year is reported to the three credit reporting agencies: Equifax, TransUnion and Experian.

Got credit card debt? You aren’t alone. In the second quarter of 2025, total credit card debt in the U.S. reached a record ...

Given how ubiquitous it is, buy now, pay later (BNPL) may seem more innocuous compared to other types of debt. After all, all ...

Scammers exploit retirees' trust and assets through fake debt collection calls, but proper verification methods and reporting ...

WICHITA, Kan. (KWCH) - A Kansan lost $1,500 to a classic debt collector scam that used official-looking emails to pressure ...

Medical debt is a fact of life for millions of Americans, and the numbers are staggering. Roughly 20 million adults owe at least $250, while the total medical debt owed nationwide exceeds $220 billion ...

For many Americans, debt isn’t just a balance on a screen—it’s a daily weight. In a 2025 survey by financial services company ...

You pick up the phone and hear a stern voice claiming you owe money. Maybe it's for a credit card you don't recognize, a loan you never took out or some old bill you thought was long gone. Panic sets ...