Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

In a rent-to-own scenario, the tenant signs a contract in which they rent a property with the option — or, in some cases, an obligation — to buy the home at a set price and time. This setup helps the ...

The banks should understand that their customers have to pay certain liabilities — rent, school fee, utilities, grocery and such other things — at the start of each month. Blocking the account without ...

Money20/20 Europe 2025 is almost here, and it’s looking like one of the year’s biggest fintech events. Every year, this conference in Amsterdam brings together people from all over the financial world ...

For wealthy borrowers with long-established credit, the credit modeling system doesn’t make much difference, and neither does rent reporting. But for young and working-class Americans and an ...