My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, we’ll be focusing ...
When comparing an IRA vs. 401(k), each has unique benefits. Discover the pros, cons and which option may best fit your financial goals.
If you've been struggling to buy a home but have money in an IRA for retirement, you may be thinking of taking an early withdrawal to come up with your down payment. Normally, when you tap a ...
At 22, Nick called "The Ramsey Show" looking to get a head start on retirement. No 401(k), no massive income, but one big question: should he open a Roth IRA or go traditional? Turns out, Dave Ramsey ...
"Starting in January, employees and retirees can transfer money from their regular TSP account to a Roth TSP account," said Art Stein.
If you’re thinking of retiring early, how much you have saved is important, but it’s not the only thing you need to worry about.Many people who retire early discover that they weren’t quite ready for ...
CD rates are still paying stellar rates in 2025. Discover why you should lock your money in now, especially if you're on the verge of retiring, plus tips on laddering and avoiding common risks.
Open enrollment for the 2026 Medicare season starts on Oct. 15. Here’s what you should know (and do) before the benefits election season ends on Dec. 7.
A challenge for DIY retirees is sustaining their interest level in their finances. In your 60s, you may feel fine with quitting your adviser and managing your investments on your own. But your ...