Why Roth IRAs and Roth conversions may not make sense for you

Also: Small-cap stocks, a bond-market warning, and two metals that might join the amazing rally for gold and silver.

People keep pushing bitcoin on me, but it crashes regularly. What am I missing?

MarketWatch photo illustration/iStockphoto Dear Charlie, I read your latest piece about BlackRock BLK backing gold GC00 and ...