Your CIBIL Score (300-900) is key to loan approval. A score of 750 or above ensures fast approval and better interest rates. Pay EMIs on time to maintain a healthy score.

As the festive season lights up India with celebrations and shopping sprees, banks and NBFCs are quick to roll out “festive ...

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 points since April 2009, in the midst of the Great Recession, when it ...

Learn how to compare auto refinance loans to find your best option.

A simple way to improve your score is to keep your credit usage low. Try to use less than 30% of your total credit limit. For ...

The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

That’s a difference of $119 per month, or $1,428 a year, between the top and bottom credit tiers. Not to mention $1,477 in extra upfront costs at closing for the lower-score buyer. The buyer with the ...

Gen Z is facing a financial reality check, as credit repair experts warn that pandemic spending, student loan delinquencies and poor money habits have left young Americans vulnerable to a lifetime of ...

Kroger is celebrating National Chocolate Milk Day—which, by the way, is a real holiday that falls on September 27—in the best way. The supermarket chain is giving away free chocolate milk to loyal ...

(WXIN/WTTV): Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715. The number represents a ...