3 important rights borrowers have during the debt collection process

Knowing your rights during debt collection can protect you from harassment, misinformation and costly mistakes.

Credit scores just plunged at fastest pace since Great Recession as Americans continue to struggle — how does your FICO compare to the new average?

The report put the average American FICO credit score at 715, down from 717 in 2024. The average credit score hasn’t fallen 2 points since April 2009, in the midst of the Great Recession, when it ...