Here's What Happens When Your Credit Score Reaches 850

There's no parade or shiny trophy for hitting an 850 credit score. Rather, being in the excellent range unlocks a few extra ...

How to shop for a mortgage without hurting your credit score

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...

Here's the Average Credit Score of 60-Year-Old Americans (How Do You Compare?)

Understanding your credit score is an important part of setting yourself up for a comfortable future. Discover how you're ...

I get $100 off my cash back credit card annually — but my friends who use several cards get up to $1K. Am I missing out?

For example, if you’re required to spend $3,000 within three months to get a $250 sign-up bonus on a new card and you ...
Mathrubhumi English

iPhone 17 on EMI: What lenders don’t tell you about your credit score

Read to know how an iPhone 17 on EMI can affect your credit score, borrowing capacity, and overall financial profile ...

Does a high credit utilisation ratio hurt your credit score? Here’s how to increase your limit

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

Americans' credit scores have been tumbling — but 1 group is currently facing the harshest financial reality. Why that's a big deal

The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...

The pros and cons of having more than one credit card

If you are “prone to overspending or already struggling with credit card debt, having more than one card is risky,” said ...

The truth about China’s ‘Orwellian’ social credit system, and how it affects tourists

As Britain debates digital IDs, critics warn of a slippery slope into a high-surveillance future. The spectre raised is ...

Liz Weston: We’re stressed out by credit company that keeps reducing our credit line

Liz Weston, Certified Financial Planner, is a personal finance columnist for NerdWallet. Questions may be sent to her at 3940 ...

The Best Balance Transfer Cards This Week, Oct. 13, 2025: Kiss Interest Goodbye for up to 2 Years

This week's best balance transfer cards offer long 0% intro APR periods and no annual fees -- compare top options and start ...

9 Little-Known Perks of the Amazon Prime Visa Credit Card

The Amazon Prime Visa comes with strong perks, no annual fee, and flexible rewards that go way beyond just Amazon shopping.