A credit score is a three-digit number that effectively summarizes an individual’s financial history. A good credit score on the FICO Score range typically falls between 670 and 739. Meanwhile, very ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your credit (and what to do about it) — from the experts.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

If you’ve ever set up a credit card, you’ve likely heard the term “credit score.” This number helps creditors determine how likely you are to pay bills or pay back loans should you borrow money. This ...

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Borrowers with a 575 credit score can still secure personal loans by choosing regulated lenders, offering collateral, ...

B AFRO Staff Writer [email protected] The weight of a number For residents of Baltimore, the barrier to buying a home, ...