Most lenders require a certain amount of equity to qualify for a reverse mortgage, but the exact amount can vary.

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, the average rate is 6.03%. Related: Compare Current Refinance Rates 30-Year ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

These older Americans believe starting their own businesses is their best option for financial success. For some, it's the only way to earn a living.

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The average range is between 5.49% and 10.75%. Home equity loan interest rates also ...

Less than 10%. That's what a $30,000 home equity loan would be equivalent to now, when borrowed from the average homeowner's equity level. With the median amount there around $313,000 currently, a ...