Upping your deductible generally lowers your premiums. According to the Insurance Information Institute, increasing your deductible from $500 to $1,000 can lower your rates by approximately 25%. If ...

Most home insurance claims are a result of property damage, especially wind or water damage. This guide covers the most frequent and severe causes of loss for homeowners.

Connecticut homeowners pay mid-range insurance costs-higher than some New England neighbors but far below rates in states like Florida.

CheapInsurance.com reports that car insurance claims can settle quickly or take weeks/months, depending on complexity, state laws, and insurer efficiency.

Take this quiz on premiums, coverage and claims .

Water escape is a mandatory peril under the Strata Property Act. An owner, tenant or occupant is deemed under the Act to be a named insured on the strata corporation policy.

Hurricane damage? Know what your insurance will and won't cover to make the most of your policy if you need to file a claim.

Oklahoma lawmakers are exploring solutions to combat the increasing costs of homeowners insurance, focusing on severe weather impacts and market dynamics.

Home hardening includes steps like upgrading to impact-resistant shingles. In Alabama, the state provided grants to homeowners to help offset the expense. Insurers in Alabama also sold policies with a ...

State Farm is at the center of a new lawsuit as policyholders allege the insurer used AI and unfair practices to delay and deny claims ...

When a health insurer refuses to pay for your treatment, you may have the right to have the denial reviewed — and potentially overturned — by an independent provider. Here are six steps experts ...