A charge-off is a serious credit report entry that damages credit scores, stays for seven years, impacts loans and credit ...

Answer: There is nothing permanent about credit scores. They change constantly, and the minor damage you do by closing a card ...

Build positive history: If your score is too low for new unsecured credit, you could gradually build it by applying for a ...

Those who suspect or know they have a gambling problem, and their partners and families, can access any number of free ...

Scammers exploit retirees' trust and assets through fake debt collection calls, but proper verification methods and reporting ...

Debt collectors generally descend after a creditor has given up sending bills and resorts to contacting the consumer by phone. Some creditors use in-house debt collectors. Others sell delinquent ...

Social Security debt can affect your credit score, but understanding the rules and options can help you manage overpayments ...

When the credit card debt racks up, it can be hard to stay current on what's owed. If your balance remains delinquent for ...

It’s a little bit odd that a number on a paper or screen can make us feel something so deep inside the pit of our stomachs, isn’t it? But that’s […] ...

It's one thing to see a debt you recognize on your credit report. It's another to find a debt you never took on — and shouldn’t be responsible for. That's what happened to Amy from Minnesota, who ...

At least two community colleges, Alvin and Blinn, are also considering what they can and can’t teach to high schoolers ...