The Roth Conversion Mistake That Could Cost You Tens of Thousands — and How To Get It Right

A CFP explains how to convert a $1.6M 401(k) to a Roth IRA without triggering high taxes, plus tips on timing, tax brackets, ...
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I'm 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?

If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it saves. But, if ...
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Should I Convert 10% Per Year From My $1.7M 401(k) to a Roth IRA at 58?

Transferring retirement savings from a 401(k) or similar tax-deferred account to a Roth IRA can help keep you from having to ...

Roth vs. Traditional 401(k): What to Know Before You Contribute

A traditional 401 (k) used to be the standard for retirement savings, but the Roth 401 (k) has surged in popularity in recent ...

When is the best time to do a Roth IRA conversion?

Dear Dan, I found your column “Do Roth IRA conversions still make sense with the passage of the GOP tax law?” very helpful ...
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If The Stock Market Tumbles, Is It the Best Time to Do a Roth Conversion for Your IRA?

For working age Americans who have stashed capital away diligently in their 401(k) plans, or other similar plans, for many ...

Gold IRA Rollover Guide: How to Convert an IRA or 401(k) to Gold, Explained by Clute Journals

Your gold IRA company will match you with a gold IRA custodian (this is an IRS-approved entity that holds your gold IRA). A gold IRA custodian allows you to open a self-directed IRA with them, which ...

I Use These 3 Overlooked Roth IRA Strategies Every Year

The Roth IRA is one of the most widely held retirement accounts in the United States. According to ICI’s 2024 study, there ...

The case against Roth conversions: Most early retirees won’t benefit from paying tax now

Should you do Roth conversions? Stick to the math for the answer. - /iStockphoto. When it comes to paying taxes, less is ...

Should You Choose a Roth IRA Over a Traditional IRA for Retirement Savings?

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can withdraw any contributions at any time without paying taxes or penalties.

5 Roth IRA Secrets You Need To Know, According to a Top Expert

Learn 5 expert-backed Roth IRA secrets that could boost your retirement savings and help you avoid common mistakes investors make.