Your CIBIL Score (300-900) is key to loan approval. A score of 750 or above ensures fast approval and better interest rates. Pay EMIs on time to maintain a healthy score.
Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3,493; Millennials hold $6,961 and Generation-X carries the most at $9,600.
The inaugural credit insights report from data analytics firm FICO, released Sept. 16, shows the national average FICO score ...
In this podcast, Motley Fool personal finance expert Robert Brokamp speaks with Brendan Byrnes, managing director of Motley ...
A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...
As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust ...
Most people overlook simple but powerful ways to improve their finances. These 5 smart money moves can help you save more, ...
If you’re trying to build or rebuild a credit score, you might hear that secured credit cards are the go-to but is ...
Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...
Making the minimum payment on your credit card is technically OK. You've paid on time and avoided a late fee, which is good ...
If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...