Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

SEATTLE — A strong credit score is a key that can unlock opportunities, like lower interest rates and better borrowing terms. “It’s a three-digit number that determines how creditors, lenders and ...

The average FICO score fell to 715 in April, down one point since January and two points from a year earlier. For consumers, that decline is more than just a number—it reflects how a growing trend of ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...

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When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...

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