Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...
About 18% of Generation-Z have never checked their credit score. Among those who feel stressed about their credit, 62% said anxiety keeps them from looking at their score at all. This disconnect isn’t ...
A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...
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How To Build Credit Fast and Easily
If you’re starting from scratch or trying to bounce back, building credit doesn’t have to take years. You can open a secured card, pay bills on time and keep your balances low — and start seeing ...
Most people overlook simple but powerful ways to improve their finances. These 5 smart money moves can help you save more, ...
As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust ...
Learn about alternative lenders offering bad-credit business loans.
Upping your deductible generally lowers your premiums. According to the Insurance Information Institute, increasing your ...
As Lynnette Khlafani-Cox looked at her credit score back in 2022, she couldn’t believe what she was seeing. The number that popped up on her screen: 850. She is a renowned money expert known as ‘The ...
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Borrowing strategies to keep you out of debt traps
Borrowing can provide relief in tough times, but without discipline, it can quickly become a trap. Choosing salary-bank loans ...
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