A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

Careful and deliberate borrowing can give you the opportunity to use credit as a tool for resilience – but it needs to be ...

A strong credit score improves your chances of personal loan approval, ensuring better interest rates, flexible repayment ...

Understanding your credit score is an important part of setting yourself up for a comfortable future. Discover how you're ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

With high interest rates and student loan deferments ending, more consumers are being targeted with credit repair scams.

AI programs like ChatGPT can give you tips and reminders about paying off debt, but the real changes are in your money life.

Your credit utilisation ratio (CUR) is just the credit used in relation to the available limit on your credit card. If the ...

(WXIN/WTTV): Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715. The number represents a ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...