A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

Getting an 850 credit score might sound cool -- but is it necessary? Learn why getting a perfect score isn't as important as ...

FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.

Careful and deliberate borrowing can give you the opportunity to use credit as a tool for resilience – but it needs to be ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Efficient credit card usage focuses on managing credit wisely through timely repayments, low utilisation, and smart spending ...

Your credit utilisation ratio (CUR) is just the credit used in relation to the available limit on your credit card. If the ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...

Your CIBIL Score (300-900) is key to loan approval. A score of 750 or above ensures fast approval and better interest rates. Pay EMIs on time to maintain a healthy score.

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Financial influencer Tori Dunlap and Credit Karma's Courtney Alev share their top tips for building up credit scores using ...

Property insurance rates continue to increase, and while natural disasters play a role, there are many small reasons that ...