A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

“It’s a good thing that more people’s rent payments are getting reported to credit bureaus, because it can really help people ...

Fraud losses in auto loans were 21 times higher than those involving credit cards, according to a new analysis from TransUnion.

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

FICO has released the average credit score in each state. Find out how you compare and what you can do to boost your score.

Careful and deliberate borrowing can give you the opportunity to use credit as a tool for resilience – but it needs to be ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

Efficient credit card usage focuses on managing credit wisely through timely repayments, low utilisation, and smart spending ...

Your credit utilisation ratio (CUR) is just the credit used in relation to the available limit on your credit card. If the ...

Brex reports that business credit bureaus are vital for assessing a company's creditworthiness, influencing financing, and ...

Borrowers can compare lenders without damaging credit by getting prequalified, shopping within 45 days and delaying new ...

Your CIBIL Score (300-900) is key to loan approval. A score of 750 or above ensures fast approval and better interest rates. Pay EMIs on time to maintain a healthy score.