Nauto aims to give drivers three to four seconds to steer clear, brake gently, or refocus. “The better response isn’t always slamming on the brakes,” Heck says. “Sometimes swerving is safer, and no ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...