Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

Historically, homeowners have tapped into home equity for a variety of reasons: making home improvements, funding higher ...

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A cooler interest rate climate may entice homeowners in need of $15,000 to consider their home equity loan options.

As of October 1, 2025, the average home equity loan rate is 8.21%, according to Bankrate’s regular survey of rates. The ...