Learn how the present value interest factor (PVIF) formula helps evaluate the current value of future sums and analyze annuities effectively.

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Robert Kelly is managing director of XTS ...

To create data bars in Excel, select your cells and then choose data bars from Conditional Formatting.

You can use Excel, Microsoft's spreadsheet program, to store, organize, and analyze data in a number of ways.