Does a high credit utilisation ratio hurt your credit score? Here’s how to increase your limit

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank ...

Credit cards now offer bumper interest-free periods of almost THREE YEARS: We compare the best deals

Six banks have credit card balance transfer deals with interest-free periods of 34 months or more - giving borrowers until ...

Your Rewards Credit Card Could Be Failing You. Here’s What You’re Doing Wrong

Maximizing credit card perks isn’t just about spending more. It’s about avoiding hidden traps that erode the value of rewards ...

Does cancelling a credit card hurt your credit score? Here’s the truth

Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, ...

What's the minimum payment on a $10,000 credit card balance at today's rates?

The minimum payments on $10,000 in credit card debt may look manageable, but they can be quite costly over time.

I get $100 off my cash back credit card annually — but my friends who use several cards get up to $1K. Am I missing out?

For example, if you’re required to spend $3,000 within three months to get a $250 sign-up bonus on a new card and you ...

I get $100 from my cash back credit card every year — but my friends who use several rewards cards told me they earn up to $1,000. Am I missing out?

For example, if you’re required to spend $3,000 within three months to get a $250 sign-up bonus on a new card and you ...
CNBC

Paying your credit card twice a month can boost your credit score — here's what to know

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...

I have more than 20 credit cards — but I don't need them all. Would canceling a few cause a huge hit to my credit score?

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using them regularly, there's no reason to pay a fee just to avoid a small hit to ...
NerdWallet

5 Things to Know About the Discount Tire Credit Card

The Discount Tire credit card can be used to finance or save on eligible car-related purchases. Learn more about whether this option is right for you.

I have more than 20 credit cards — but I don’t actually need most of them. If I were to cancel a few, would my credit score take a huge hit?

If Jane decides to cancel a few credit cards, she should first focus on the ones that have an annual fee. If she isn't using ...
Analytics Insight

How a Home Loan EMI Calculator Is Your Key to Financial Stability in 2025

Buying a home changes how you plan your money each month. EMIs, maintenance, and moving costs can pile up if you guess the numbers. In 2025, you don’t need to g ...