Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, including auto, home, life and health. Before cove..

Learn how underinsured motorist coverage can protect your finances when the at-fault driver’s insurance falls short. Discover its definition, benefits, and real-life examples.

Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions ...

While most states require drivers to carry liability coverage, collision coverage is optional. Many drivers have insurance policies that include no collision coverage at all. Forgoing collision coverage can save a driver money or end up costing them if ...

Discover how Business Income Coverage helps protect your business from income loss due to property damage, covering expenses like payroll and rent during recovery.

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our ...

Do you plan to take out an auto loan to buy your next vehicle? Banks and lenders require minimum coverage for a financed car, usually in the form of a full coverage policy that combines comprehensive, collision, and liability insurance. This policy allows ...

(NEXSTAR) – Cell providers all claim to have the best coverage, fastest speeds or most reliability in their ad campaigns. But who really comes out on top? Data released last month by the Federal Communications Commission allows you to put providers head ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy. If you finance your vehicle, your lender or leasing ...

NEW YORK, NEW YORK - OCTOBER 18: A'ja Wilson #22 of the Las Vegas Aces celebrates after defeating the New York Liberty during Game Four of the 2023 WNBA Finals at Barclays Center on October 18, 2023 in New York City. The Aces defeated the Liberty 70-69.