The Citi Simplicity® Card is a great option for consolidating credit card debt. Intro APR offer: After approval, you'll receive a 0% intro APR for 21 months on ba ...

Knowing how credit cards work is a critical first step to avoiding debt traps or surprise fees — and unlocking valuable perks.

More than 8 in 10 people have successfully negotiated a lower APR. Here’s what to say when you call your bank.

Your APR Is Actually Higher Due to Daily Compounding When credit card companies advertise an 18.99% APR, they're not lying—but they're not telling you the whole story either.

With credit card interest rates on the rise, here’s how you can tackle your debt the right way.