Let the US credit score wars begin

Perhaps sensing an opening, fintech Plaid has also joined the fray. This week, it launched its own credit score service.

Credit Scores Dip at Fastest Rate Since Great Recession as Americans Grapple with Student Loans and High Prices

The national credit score average dropped by two points, the fastest decrease since 2009, a new FICO report revealed. Americans are struggling to navigate the restart of student loan payments and high ...

Gen Z’s credit scores just suffered the biggest drop of any generation in years—student loans, rent and ‘doom spending’ are to blame

Student loan payments, inflation, and social-media-fueled spending are crushing Gen Z’s credit scores—and it could haunt them ...

'My FICO Score Is Zero,' Says Dave Ramsey. He 'Can't Rent An Apartment,' But Can Buy The Whole Apartment Complex

Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

Gen Z faces harsh financial reality as credit scores plunge to dangerous record lows across America

Gen Z is facing a "catastrophic" credit situation, as one expert cautions against poor money habits leading to a lifetime of ...

Americans' credit scores have been tumbling, but 1 generation faces the harshest financial reality — why it matters

Credit scores can be crucial to renting an apartment, getting a decent rate on a bank loan or signing up for a mobile phone ...

Credit Scores Are Down—The Biggest One-Year Drop Since the Financial Crisis

The average FICO credit score fell in 2025—the largest drop since 2009—as student loan delinquencies returned after pandemic ...

New Proposal Would Change Credit Scores for Renters: What to Know

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.