Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Understanding your credit score is an important part of setting yourself up for a comfortable future. Discover how you're doing if you're in your 60s.

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Most South Africans don't know their credit score or how to improve it, despite its critical impact on loan approvals, interest rates, and even job applications. Learn how to check, understand and ...

With high interest rates and student loan deferments ending, more consumers are being targeted with credit repair scams.

Understand how credit scores impact securing a mortgage, improving your chances of approval, and influencing the interest ...

The festive season is the best time to buy consumer durables, gadgets, etc. Merchants and banks offer discounts and cash back ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

When exploring mortgage options, your credit score typically takes a hit when you obtain a mortgage preapproval from a lender ...

Debt consolidation can cut interests costs, but only if your credit score measures up LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been ...

Americans' credit scores can have a dramatic impact on their lives, with a low score potentially delaying homeownership, marriage, starting a family, or even preventing them from renting an apartment.