When I changed my focus in extension teaching from agriculture to family and consumer sciences, one part of the job I did not anticipate was the amount of homebuyer education I would be able to ...

See if you qualify to lower your monthly payments, reduce multiple payments into 1 and become debt free in 24-48 months. If you’re worried about debt, you’re not alone. According to the Federal ...

The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ideal. It is very hard to get a loan with a DTI ratio exceeding 50 percent, though exceptions can be ...

When you apply to borrow money, lenders look at a number of factors as they decide whether to approve or deny your request. One factor, called your debt-to-income ratio, gives a lender clues about ...

If you’re worried about debt, you’re not alone. According to the Federal Reserve, Americans lose nearly 10% of their disposable income to personal debt. Lenders don’t mind debt if your income is high ...