Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

A high credit score (above 720) means the applicant is trustworthy and the lender can comfortably offer huge amount of loan ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. As they get older, make sure to set ground rules. Teach ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

I had a friend once tell me, "Now that my credit score is over 800, I can get approved for anything I want!" I wish it worked that way. I have an 822 score myself, and I've still been denied for new ...

Debt consolidation can cut interests costs, but only if your credit score measures up LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been ...

No credit card will automatically approve a $50,000 limit -- you'll need to build up to it over time. Excellent credit and responsible usage are key to being considered. Consolidating limits across ...